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TOPIC: shift into cashless society

shift into cashless society 11 Jan 2015 10:38 #1

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The cashless society has been on the radar for researchers into Globalism for decades.Below is an article on it--

Nordic countries lead shift into cashless society
“We are headed more and more for a cashless society,” said Jan Digranes, a director at Finance Norway, which represents banks and other financial institutions.

Sweden, home of music streaming firm Spotify and the Candy Crush mobile phone game, ranks top in the European Union for card payments, with 230 transactions per inhabitant in 2012, just above Denmark and Finland and well ahead of Britain on 167, Germany 39 and Italy 28, according to the European Central Bank.

Non-EU members Norway and Iceland are also among top users of cards worldwide, their central banks say.

For banks and businesses, the big benefit is lower costs.

A report by the Norwegian central bank last month said the total cost of each cash transaction — including handling notes and coins in banks — was estimated at 7.1 crowns ($0.92) against only 4.1 crowns per card transaction.

For consumers, abandoning cash is often about convenience, though some are worried the poor, elderly and disabled can lack access to technology and credit, or just prefer notes and coins.

Swedes often make the smallest purchases, such as for chewing gum, with a credit card and can use the Swedish banks’ jointly-developed smartphone app Swish to repay a small debt to a friend. Another app allow drinkers to buy beers in a bar without queuing.

In the Stockholm subway, it is impossible to buy a ticket with cash, while some unemployed people selling street magazines now also accept electronic payments.

Mike Shabwan, selling flowers on a Stockholm square, said sales had risen by 10 percent since he started use the Swedish service iZettle in his smartphone to accept card payments.

“And it is also cheaper and easier for me because the money comes directly into the bank,” he said.

MOBILEPAY

In Denmark, “MobilePay” — an app launched by Danske Bank to allow payments via a smartphone — was judged by public radio as the best new word of the year for 2014. It now has 1.8 million users in a nation of 5.6 million people.

But Jarl Dahlfors, chief executive of cash handling firm Loomis, says the cashless trend may have gone too far for “unbanked people” such as many elderly.

And “do we really want everything we buy to be registered?” he asked, touching on the loss of privacy involved in switching from cash purchases to card and online payments.

Then there are the risks of electronic fraud.

According to Swedish Justice Ministry data, electronic fraud has doubled in the country in the past decade to about 140,000 cases in 2013. The boom is partly because a successful Internet-based computer scam can quickly generate thousands of cases.

To limit risks with MobilePay, Danske Bank advises clients to keep their phones locked when not in use and guard them as they would a credit card or cash.
www.blacklistednews.com/Nordic_countries_lead_shift_into_cashless_society/40737/0/38/38/Y/M.html
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shift into cashless society 01 Mar 2015 06:56 #2

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Government wants country to be cash-less society: Jaitley
The government wants to drive the country towards a cash-less society to curb the flow of black money, Finance Minister Arun Jaitley said here Saturday.

"One way to curb the flow of black money is to discourage transactions in cash... now that a majority of Indians have, or can have, a RUPAY debit card," the finance minister said while presenting the Union Budget 2015-16 in parliament.

"I, therefore, propose to introduce soon several measures that will incentivize credit or debit card transactions, and disincentivise cash transactions," he added.

RUPAY debit cards are launched by the National Payments Corporation of India to address the needs of Indian consumers, merchants and banks. The benefits of RuPay debit card are flexibility of the product platform and high levels of acceptance.

He also mentioned in his speech that the government has embarked on two more game-changing reforms. The goods and services tax (GST) and the JAM Trinity - Jan Dhan Yojana, Aadhar and Mobile - to implement direct transfer of benefits.

"GST will put in place a state-of-art indirect tax system by April 1, 2016. The JAM Trinity will allow us to transfer benefits in a leakage-proof, well-targeted and cashless manner," Jaitley added.
www.newkerala.com/news/2015/fullnews-25171.html
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shift into cashless society 01 Mar 2015 07:45 #3

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PayPal Predicts No Wallets by 2016.
Back in 2007, the Chief Executive of Visa Europe claimed that we could all be living in a cashless society by 2012. With that milestone fast approaching, it’s safe to assume that notes/bills and coins won’t be going the way of the dodo that quickly, but a new forecast has emerged from another giant from the finance world.

PayPal has produced a new report which will be released shortly – Money: The Digital Tipping Point – in which it predicts not only that consumers won’t need cash to go shopping, but they won’t need a wallet at all. And when can we expect this vision to be realized? 2016, it seems.

We’ve written quite extensively about mobile payment technology in recent times. Back in September we spoke with Ben Milne, founder of peer-to-peer Web and mobile payment platform Dwolla, who discussed the future of m-commerce. And prior to that, The Next Web’s Brad McCarty looked at how NFC will get its piece of the $4 quadrillion payments pie. There’s little question mobile payments will play a big part in the future of commerce. But will it completely outmanoeuvre paper, coins AND plastic by 2016?

Around 45 million people in the UK use a mobile phone, and 49% of mobile users surveyed use their device to purchase products at least once every three months. But there is still a big demand for in-store purchases too, as we saw with London’s Oxford Street retailers gearing up for Christmas by introducing a number of tech initiatives to help capitalize on the growing m-commerce trend.

PayPal’s findings are based on interviews by Forrester Consulting with 10 senior executives from major UK retailers and other businesses, with a combined turnover of £85bn.

“We’ll see a huge change over the next few years in the way we shop and pay for things”, says Carl Scheible, Managing Director of PayPal UK. “By 2016, you’ll be able to leave your wallet at home and use your mobile as the 21st century digital wallet. Our vision of money is to enable you to pay for something from wherever you are, whatever device you’re on – a PC, mobile phone, tablet, games console and a whole lot more.”

Indeed, Scheible continued by saying that it will take another 4 years before we’ll see the real beginning of money’s digital switchover in the UK, but he stopped short of any discussion relating to a ‘cashless society’. “We’re not saying cash will disappear entirely, but we’ll increasingly use our phones and other devices rather than our wallets to pay in-store as well as online”, he says. “The lines between the online world and high street will soon disappear altogether. Children born today will become the UK’s first ‘cashless generation’. It will be completely natural for them to pay by mobile.”

So the real prediction here is that the uptake of mobile payment technology will increase significantly over the next 4 years – something that most people would probably agree with. But at the rate we’re currently going at, and with the likes of NFC technology gaining momentum in the micro-payment sphere, cash could be under threat sooner than we may otherwise have realized.

By 2016, it’s thought that UK mobile retail sales will hit £2.5bn. PayPal currently has over 14m active UK accounts, over a million of which have been used to send a mobile payment. Around the world, PayPal expects to process more than $3.5bn (£2.25bn) in mobile payments this year, five times more than in 2010.

huguesrey.wordpress.com/2011/11/26/paypal-predicts-no-wallets-by-2016/
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shift into cashless society 02 Mar 2015 06:54 #4

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A Look Behind the Scenes to See Why We Will Become a Cashless Society

Most people haven't given much, if any, thought as to why we are becoming a cashless society. Those who do usually conclude that these changes are taking place as the result of technological advance that are going to make our lives easier.

Without a doubt, man is a creature that desires convenience. Whenever we can, we will almost always choose the easiest path. The convenience of a cashless system is certainly the primary reason that it is being accepted by all segments of our economy and by most people. However, convenience is not the reason why these changes are taking place.
read more-- www.stepstowardthemark.com/id48.html
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shift into cashless society means death 02 Mar 2015 10:52 #5

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The day the electricity went off!
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Last Edit: 02 Mar 2015 11:15 by Mario.
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shift into cashless society 04 Mar 2015 07:31 #6

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^^^^ :O ^^^^^
Welcome to Sweden - the most cash-free society on the planet
Stockholm’s street magazine vendors no longer need to ask if passers-by can spare some change anymore – they take cards instead.

In the most cashless society on the planet, sellers of Sweden’s answer to the Big Issue have been equipped with portable card readers to accept virtual payments.

“More and more sellers were telling us that people wanted a copy of the magazine but weren’t carrying cash,” says Pia Stolt of Situation Stockholm, the street paper sold by homeless vendors in Sweden’s capital. “It got to the point where we had to do something, so we worked with Stockholm-based mobile payments company iZettle and came up with a way to sell the magazine electronically.

“We didn’t know how it would turn out, or whether people would be reluctant to give their credit card information to a homeless person,” says Stolt, “but the results have been great – vendors’ sales are up 59%.”

“Swedes are pretty trusting and we’re used to embracing new technology so this was the perfect solution,” says Stolt. “The cashless society campaign we’re seeing in Sweden is definitely a good move as far as we are concerned – it’s unstoppable.”

The country’s highest-profile cash-free campaigner is Abba’s Björn Ulvaeus. After his son was robbed several years ago, Ulvaeus became an evangelist for the electronic payment movement, claiming that cash was the primary cause of crime and that “all activity in the black economy requires cash”.

The man who composed Money, Money, Money has been living cash-free for more than a year and says the only thing he misses is “a coin to borrow a trolley at the supermarket”. Abba the Museum has operated cash-free since opening in May 2013 and Ulvaeus says Sweden “could and should be the first cashless society in the world”.
Four out of five purchases are now made electronically in Sweden, according to associate professor of industrial dynamics at Sweden’s Royal Institute of Technology, Niklas Arvidsson – and going totally cash-free is the next step. “Banks and merchants invested heavily in card payment systems in the 1990s and these days consumers are used to it,” says Arvidsson.

While London’s buses went cash-free earlier this year, bus fares disappeared several years ago in Stockholm after public transport unions declared that handling cash had become a “work environment problem”.

“Bus drivers were getting attacked for their fares and so Stockholm banned cash on public transport,” says Arvidsson. “There was also a spate of bank robberies, so four years ago, the banks began to move away from cash. Now, five of Sweden’s six big banks – all except Handelsbanken – operate cash free wherever possible.” The Swedish financial sector has become more cost efficient and the number of armed robberies has hit a 30-year low, according to the Swedish Bankers’ Association. “People trust each other, the government and the banks more in Sweden,” says Arvidsson, “plus we have very little corruption – so we don’t need to have physical cash in our hands to feel safe.”

The drive to a cashless society is supported by the UN Capital Development Fund’s Better Than Cash Alliance which aims to accelerate the shift to electronic payments, funded by the Bill & Melinda Gates Foundation, MasterCard and Visa among others. But it’s Sweden that is blazing the trail.

“We’re leading the world in cashless trading,” says Bengt Nilervall from the Swedish Federation of Trade. “It’s safer this way and it saves us money, as handling money and transporting cash is costly. The Payment Card Industry [PCI] has taken many security measures to ensure that people are safe and we have good protection in place, so Swedes feel confident paying electronically.”

There is, however, concern about how well Sweden’s 1.8 million pensioners – out of a total population of 10m – will adapt. “A lot of elderly people feel excluded when you need to use cash cards or your mobile phone to take a bus or use public toilets,” says Johanna Hållén of the Swedish National Pensioners’ Organisation. “Only 50% of our members use cash-cards everywhere and 7% never use cash-cards. So we want the government to take things slowly.”

The digital payment revolution is also a challenge for tourists, who need pre-paid tickets or a mobile registered in Sweden to catch a bus in the capital. Many have also endured mild chaos at the one of the country’s first cashless festivals this summer when the payment system broke down and people ended up resorting to old-fashioned IOUs.

“There’s a worry about fraud as well,” says Stockholm based private security expert Björn Ericsson. “With figures from the Swedish National Council for Crime Prevention showing that fraud has more than doubled in the last decade.”

In light of the NSA revelations, some are uncomfortable about the idea that big businesses can trace their every electronic footprint. “But most Swedes do rely on ‘the system’,” says Ericsson, “I seldom hear anybody talk about Snowden and the circumstances around the [NSA] matter anymore.”

The one thing that may put the brakes on a brave new cash-free world is Swedes’ sentimentality when it comes to their coins and notes. “A recent survey I worked on showed that two-thirds of Swedes think carrying cash is a human right,” says Arvidsson. “We like having our own currency and it fits in with the identity of being a Swede; we’re even releasing new banknotes in 2015. So people like to know their cash is there, even if they don’t necessarily use it.”
www.theguardian.com/world/2014/nov/11/welcome-sweden-electronic-money-not-so-funny
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shift into cashless society 04 Mar 2015 09:28 #7

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I wouldnt be suprised if US notes become an alternative underground currency though in some ways. :chuckle:
I remember the good old days, when 90+ year olds in nursing homes lived forever. Darn this pesky virus.

1365 = 1

1.1365 = 1,283,305,580,313,352
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shift into cashless society 05 Mar 2015 00:51 #8

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I dont much see the difference between paper representation of wealth or digital. Except that its traceable, which is bad if you want to buy an oz good if its stolen. Digital currency is advantageous, just get creative with it. If you need something of radar simply by what the seller wants and trade. keep it simple, coffee, cigs,silver. Bartering always had and always will exist.
Dominus Membrorum Suorum Nemo Videtur.
Last Edit: 05 Mar 2015 00:53 by Reus.
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shift into cashless society 05 Mar 2015 05:38 #9

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novum wrote:
I wouldnt be suprised if US notes become an alternative underground currency though in some ways. :chuckle:
No.Fiat currency backed by nothing but faith in the Fed ?Reserve is worthless in any medium oif exchange once it dies.Coffee,liquor and precious metals is more like it for underground.
Holding thousands of worthless dollars and trying to exchange them at any rate will work a couple times until the sucker taking them tries to convert them iinto coins or attempts to cash in at the Fed Reserve.
Digital blips on a screen will be the same.
In the past one could exchange a note for gold or silver.The wording changed to legal tender long ago.
No gold or silver standard meant that the money was and is a fiction.
What's worse is the huge scam of fractional reserve banking.
Bartering will work for a short period of time when the shift to a one world currency takes place,but not indefinitely.
Property taxes,jobs,banking,licenses,etc,etc,will make it impossible to opt out of the system and be a lone wolf.
Being creative will last as long as one has a good supply of commodities.Then the blinders come off of even the most gullible and naiive folks.
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shift into cashless society 05 Mar 2015 22:43 #10

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The key problem is who is running the computer.
1) Jews
2) Masons
3) CIA

Good luck!

I hear it already ........ If you don't become a Jew I block all your accounts because all my brothers are Jewish & the masons are our pimps.

Next news .... there will be a Sun flare attack the satellite system will be down for a month.
Sorry for the inconvenience but we planning to get rid of some useless eaters.

I need your vote ...... well if you don't vote for me I call my Jewish friends to get all your accounts blocked just for fun.

Sorry we having a one month power out ...... sorry for the inconvenience.
The Jewish Judge fines you a $1000 .......... but you don't agree! .......
the judge says no matter what you agree to or not I deduct it anyway because I got your number through the Club house gang.

Once its all cashless with no other option ........ you all marked for death.

At least the prostitute has her swipe slot Mobil ....... all you need to do is wire it up.

And once you in the country side you are totally screwed no wifi signal for a 100 miles radius.

Its there key for the final NWO implementation.

And people talking about being free, privacy & free speech ......... what a joke!! :joker: :joker: ........
Tomorrow they will know what time you had the last shit & how long it taken you. :wissl:

As I said good luck........... or say NO Way! ......... & if you do it I will take all my money out ............ a well I forgot you cant.
.
Last Edit: 05 Mar 2015 23:32 by Mario.
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shift into cashless society 11 Mar 2015 07:15 #11

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Government wants country to be cash-less society: Jaitley
New Delhi, Feb 28 (IANS): The government wants to drive the country towards a cash-less society to curb the flow of black money, Finance Minister Arun Jaitley said here Saturday.

“One way to curb the flow of black money is to discourage transactions in cash... now that a majority of Indians have, or can have, a RUPAY debit card,” the finance minister said while presenting the Union Budget 2015-16 in parliament.

“I, therefore, propose to introduce soon several measures that will incentivize credit or debit card transactions, and disincentivise cash transactions,” he added.

RUPAY debit cards are launched by the National Payments Corporation of India to address the needs of Indian consumers, merchants and banks. The benefits of RuPay debit card are flexibility of the product platform and high levels of acceptance.

He also mentioned in his speech that the government has embarked on two more game-changing reforms. The goods and services tax (GST) and the JAM Trinity - Jan Dhan Yojana, Aadhar and Mobile - to implement direct transfer of benefits.

“GST will put in place a state-of-art indirect tax system by April 1, 2016. The JAM Trinity will allow us to transfer benefits in a leakage-proof, well-targeted and cashless manner,” Jaitley added.
www.daijiworld.com/news/news_disp.asp?n_id=300457
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shift into cashless society 29 Mar 2015 06:38 #12

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How do you spend a penny in Stockholm's cashless society?

You wouldn't think Bjorn Ulvaeus had any cash problems - as a member of the seventies super group Abba he made vast piles of it. He even wrote the hit Money, Money, Money.


When I met him in Stockholm I had the odd sensation that I already knew him - his face is so well known.


It wasn't his public persona that he was talking to me about - it was his personal beliefs stemming from a family incident. After his son was robbed he decided we would all be better off without cash.


I was amazed by his energy and boyish enthusiasm for the cashless society. He thinks it makes crime less likely because robbers wouldn't find much of it in our homes if we use more cards.


He also thinks that it cuts costs by reducing the expense of counting and guarding money.

He has lived without carrying cash for years and feels so confident of his views that he asked me to pass on a public challenge; if anyone can come up with a convincing argument against going cashless send it in.


If you feel you have the right argument, email it to This email address is being protected from spambots. You need JavaScript enabled to view it..


I am less enthusiastic about going cashless than Bjorn. Getting us to desert our notes is really good for companies, because it allows them to cut the overheads associated with cash.


It's also good for the banks and technology firms, which are busy forming new and powerful alliances to push us further into the realm of the "digital wallet".


For consumers, though, it surely brings privacy issues. Every transaction through our cards leaves an audit trail.
www.itv.com/news/2015-03-03/on-assignment-how-do-you-spend-a-penny-in-stockholms-cashless-society/
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shift into cashless society 30 Mar 2015 07:29 #13

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shift into cashless society 30 Mar 2015 10:55 #14

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Jews paid highwaymen to steal gold and silver, so we could move to a cash society (Promissory notes)

Now Jews get whitey to pay immigrants and criminals to steal cash, so we can move to a cashless society
To understand who rules over you look to whom you tube can't criticise

The media isn't there to cover the news
It's there to cover the news up

All establishment lies pass through three stages
First, they are accepted as being self evident
Second, they are exposed by diligent research
Third, they are enforced

"Communism is the bloodiest, most difficult and the most terrible way from capitalism to capitalism" from Under the Sign of the Scorpion by Juri Lina
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shift into cashless society 19 Apr 2015 09:05 #15

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shift into cashless society 17 May 2015 06:31 #16

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The Cashless Society -- Contemplating The Ultimate Surrender To Government Control

www.forbes.com/sites/rickungar/2015/05/14/the-cashless-society-contemplating-the-ultimate-surrender-to-government-control/
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shift into cashless society 17 May 2015 07:30 #17

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zax wrote:
Ah well what's new.

They using there own best run illegal drug business operations as a reason why it would be good to remove all cash.
Right create the problem yourself & use your own dirt for your excuse to force all others into there new system idea.
Fooled once ...... fooled twice; fooled forever.

What's new.

And make sure you don't forget to vote for your morons the next time!
Ah well if you don't vote them anymore they will get rid of voting to & electing themselves!
As there cult tells them all .. do as you will.

Get your own gang to burn many houses down ......& then you send out your own insurance selling boys to offer people fire protection policies.
Win, win position always if you joint the right Club house.

Create & hire your own school shooting boys & then use it as reason to take all weapons of everyone else which having shit to do with there own paid boys actions.
COMMUNIST STYLE & THERE FAMOUS COLLECTIVE PUNISHMENT SYSTEM.

Create Terrorist so all airports buying there well ahead of time produced anti terrorist products.
Well you truly need protection from your Governments self created so called terrorists naturally.

Monopolized recycling strategy I would call it.

There talks and reasoning are sooooooooooooo boring and monotone like stupid robots never changing there program.

Politicians are retarded prostitute like morons & the world clearly sees them now.


Actually its this Mason system in essence which worked so well in the past.
At least till they run there 9/11 screwup >>>



Will people ever freaking wake up to there prostitutes primitive dirty strategies in high places????? :dunno: :dunno:

@ oiram @
Last Edit: 17 May 2015 07:49 by Mario.
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shift into cashless society 31 May 2015 05:36 #18

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Cashless Control Grid: 25% of Australians Would Get a Chip Implanted in Them to Pay for Stuff - See more at: www.thedailysheeple.com/25-of-australians-would-totally-get-a-chip-implanted-in-them-to-pay-for-stuff_052015#sthash.a5mR0g8M.dpuf
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shift into cashless society 31 May 2015 18:36 #19

How the Jews Won the West




The key to Jewish power rests principally on two things: control of banking and finance, and control of mass media. One is used as a tool to enslave us physically, the other mentally. Over the past hundred years they have gained almost a complete monopoly on them both throughout the world, especially in the West.

In order to grasp the full extent of Jewish power today and understand how they have acquired it, one needs to look briefly at the history of banking, beginning with the Bank of England.

The Jews were kicked out of England in 1290 by King Edward I for money-lending. He gave them a deadline and declared that any Jews found in England after that time would be executed. Laws were then enacted to ensure that they could never return.

England prospered for hundreds of years without the Jews until finally, in 1656, they were let back in by Oliver Cromwell. Thirty eight years later, in 1694, they set up the Bank of England.

Jewish banking utilizes the immoral and historically condemned practice of usury and is designed to enslave entire countries through accumulating interest that can never be paid off. Within a century of the Jews having seized financial dominance, England’s national debt went from a mere 1.5 million to an astronomical 848 million.

With the Rothschild family at the forefront, one by one they began setting up banks of this nature in countries all across Europe. In Russia, the Czar refused a Jewish central bank, and for this Nathan Rothschild vowed to one day destroy him and his family. America was also somewhat resistant to this treachery, but in 1913, with their puppet President Woodrow Wilson and a sold out Congress, the Jews finally established their private Federal Reserve bank. Read Full Text Here
The object of life is not to be on the side of the majority, but to escape finding oneself in the ranks of the insane. – Marcus Aurelius
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